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I'm considering an auto warranty because my warranty is about to expire and

DeeDave

Active Member
Oct 11, 2021
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I am completely amazed that people actually listen to these idiots that call 12 times a day to get me to buy a dumb auto warranty.


I still have a landline phone. Yeah, I know- I know. It's very cheap but I barely use it. I mainly have it so family can get ahold of me in the middle of the night in an emergency when my cell phone is on Do not Disturb.

I have voice mail set up on it and I never answer the phone when it rings. Anyone that needs me texts or calls my cell. My voice mail converts any messages to a text and sends it to my cell phone.

But I've noticed that I never get an auto warranty call from the same number twice. Of course they are always disguising their numbers so it appears to come from Clover, SC or AIken, SC or somewhere like that. The numbers are never the same, but it's obviously from the same folks.

So last week I answered and sure enough it was the same folks from yet another number. I played along and told them I had a 1977 Ford with 149,000 miles on it. I barely could understand the rep because of her broken English but she said they wouldn't cover a car that old and asked me if I had any other cars. She wanted a credit card number pretty quickly. That made the call even more ludicrous.

I told her that I didn't understand because she had started the phone call telling me that that my warranty was about to expire. So I told her that she clearly knew what type cars I had so I asked which car she was talking about. She then said she preferred I tell her, then I lied and said I didn't have any other cars. I told her I was really worried about my 1977 Ford's warranty. She hung up on me.

It's incredible this stupid, dumb pitch works on human beings.
 
DeeDave, I hear you. I’ve had a woman (a recording) call me over 10 times, same voice, from 4 different areas of the country wanting me to purchase a warranty on a Honda. I’ve never owned a Honda. At now she calls back about a recall on my Honda. The one I’ve never owned.
 
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Warranties, especially extended ones are very profitable since they are made of a sheet of paper
Well,I will say that we bought an extended after market warranty for a used Silverado that we purchased and it was definitely worth the money. Had numerous problems that were no longer covered once the factory warranty expired. It more than paid for itself.
 
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Well,I will say that we bought an extended after market warranty for a used Silverado that we purchased and it was definitely worth the money. Had numerous problems that were no longer covered once the factory warranty expired. It more than paid for itself.
If you buy Chevy you do need a warranty for sure. Honda and Toyota not so much
 
I don't buy extended warranties normally but you can buy a Honda warranty at half price thanks to a Honda dealer that litigated with Honda over it and won. Normally $2400, I paid $1250 and it has been honored. With as much gadgetry as there is on cars now it was worth it.
 
I am completely amazed that people actually listen to these idiots that call 12 times a day to get me to buy a dumb auto warranty.


I still have a landline phone. Yeah, I know- I know. It's very cheap but I barely use it. I mainly have it so family can get ahold of me in the middle of the night in an emergency when my cell phone is on Do not Disturb.

I have voice mail set up on it and I never answer the phone when it rings. Anyone that needs me texts or calls my cell. My voice mail converts any messages to a text and sends it to my cell phone.

But I've noticed that I never get an auto warranty call from the same number twice. Of course they are always disguising their numbers so it appears to come from Clover, SC or AIken, SC or somewhere like that. The numbers are never the same, but it's obviously from the same folks.

So last week I answered and sure enough it was the same folks from yet another number. I played along and told them I had a 1977 Ford with 149,000 miles on it. I barely could understand the rep because of her broken English but she said they wouldn't cover a car that old and asked me if I had any other cars. She wanted a credit card number pretty quickly. That made the call even more ludicrous.

I told her that I didn't understand because she had started the phone call telling me that that my warranty was about to expire. So I told her that she clearly knew what type cars I had so I asked which car she was talking about. She then said she preferred I tell her, then I lied and said I didn't have any other cars. I told her I was really worried about my 1977 Ford's warranty. She hung up on me.

It's incredible this stupid, dumb pitch works on human beings.
Good pitch. It’s at the masses………..USC Bus. 101.
 
I know it's hard for people to have this kind of discipline but if you would just take that money you're spending on the warranty and put it in an investment account you'll do much better.

Speaking of telemarketers I don't know how I ever got on the list of people who are interested in medications from Canadian pharmacy but I rue the day.

Of course they're trying to sell me ED medication which I do NOT need! 😆😆🍆🍆

Sometimes if I'm feeling especially playful or evil I play along with the poor Indian souls that call me. They'll talk about almost anything. We get into subjects like is my heart strong enough for sex? Where can an old man meet a nice young woman? I'd like to have sex but my mattress is broken... They usually hang up when they finally figure out I'm messing with them.
 
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I don't buy extended warranties normally but you can buy a Honda warranty at half price thanks to a Honda dealer that litigated with Honda over it and won. Normally $2400, I paid $1250 and it has been honored. With as much gadgetry as there is on cars now it was worth it.

How old is the Honda you bought this for? Brand new or out of warranty?
 
I know it's hard for people to have this kind of discipline but if you would just take that money you're spending on the warranty and put it in an investment account you'll do much better.

For me, that's a general rule for most things. I've left my cash in the market instead of buying cars with cash or paying off my low APR mortage early. Came out WAY better. Might be time to cash in though.
 
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Buy an extended warranty from your local credit union. Great coverage and half the price of the dealerships. I have warranties on both my vehicles.
Agree- and they will cover you. I think my 5 year warranty on my wifes 2018 CRV was maybe $800 at the time. And yes, just because you have a Honda or Toyota doesnt mean they can't break. Last I checked thoses dealerships have service departments too.
 
The expression
“The house wins in the end” still applies, occasional exceptions do occur but they don’t beat the overall statistics. There is also value in peace of mind.
 
I need to invest in those companies.. I wonder who are the companies?
I’ve dealt with AM Trust in Florida &
Warrantech in Dallas in the past. There are other third parties who write for retailers & direct vendors & some vendors (sony and Samsung), reach a size where the own their own bank/policy & the profit by selling their own financing and warranties.
 
Agree- and they will cover you. I think my 5 year warranty on my wifes 2018 CRV was maybe $800 at the time. And yes, just because you have a Honda or Toyota doesnt mean they can't break. Last I checked thoses dealerships have service departments too.
I’ve owned 4 Toyota’s 3 we kept to about 180,000. Only issue was had to change one catalytic converter. I owned 3 chevys and a caddy (GM). had numerous issues before 50,000. Two had to have brain surgery (computers replaced). One had whole air conditioning system replaced all had additional issues. If you own a Chevy you will get to know your mechanic well I promise.
 
On the whole, insurance is just an excuse for a company to get your money and supply you with no service. A virtual license to steal. It's the next best thing to being a lawyer. Warrantees are just insurance. Except most of these calls are from dubious sources.
 
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Extended warranties are the insurance equivalent of casinos. Careful attention is paid to payout vs. revenues collected. The latter is always going to exceed the former - considerably. That's really all an intelligent person needs to know.
A lot of it depends one the age, condition and mileage of the vehicle. In our case, it worked to our advantage. 😁
 
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I received another call today on my landline that I decided to answer.

It was a lady from the "Vehicle Service Center." An official sounding title that means nothing. It might as well have been a call from the "Bojag Dista Rambo Fredrick Center"

Before I had a chance to think about it she started right out telling me my warranty was about to expire and then without missing a beat to consider the irony of it all she asked me what brand and model of vehicles I had.

Immediately I responded a 1981 Ford Truck. I just sort of spit it out as I don't have a 1981 Ford Truck.

She told me my vehicle was too old for them to offer me a warranty and for some reason I yelled out a big "ohhhhhhhhh....... nooooooooooooo" just as I would expect to yell if someone I cared about had just fell of the roof in front of me.

I wish I had planned that but it just came out. The lady listened for a second and then hung up on me. I could have been facing a serious emergency for all she knew considering my screaming out but of course she didn't care.

Oh well. I'm sure they'll call tomorrow 4-5 times.
 
I’ve owned 4 Toyota’s 3 we kept to about 180,000. Only issue was had to change one catalytic converter. I owned 3 chevys and a caddy (GM). had numerous issues before 50,000. Two had to have brain surgery (computers replaced). One had whole air conditioning system replaced all had additional issues. If you own a Chevy you will get to know your mechanic well I promise.
I guess just different experiences. I had a 06 Silverado (bought new) that I drove until it had 350k. The only major thing I ever had done to it was rebuilding the transmission at roughly 200k. Everything else was routine (water pump, alternator, etc.). When I bought a new truck in 2019, my dad got the Silverado. He uses it as a run-around truck to keep from putting as many miles on his diesel. Still kicking and doing what it's supposed to do.
 
I guess just different experiences. I had a 06 Silverado (bought new) that I drove until it had 350k. The only major thing I ever had done to it was rebuilding the transmission at roughly 200k. Everything else was routine (water pump, alternator, etc.). When I bought a new truck in 2019, my dad got the Silverado. He uses it as a run-around truck to keep from putting as many miles on his diesel. Still kicking and doing what it's supposed to do.
I agree with “routine”. But routine was different for my GM cars. Routine meant each GM had water pump replaced around 100,000. Intake gasket on Silverado at 100,000. had to put a new transmission in At 30,000 on a Silverado. New computer on s10 at 10,000. New air conditioner system brand new Camaro. New computer on caddy srx and intake at 55,000. Right after warranty. All my jap cars including a Mitsubishi got close to 200,000 with no routine repairs except brakes and wipers with the one catalytic converter I had to replace. No more GM for me. Maybe I just unlucky. I do love the looks and ride of Chevy truck
 
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