I went to the grocery store last night and paid with a debit card with the chip. The kid running the register asked if I had a penny. I didn't know why she would ask that so I asked why. She turned the screen and it said I had a balance of one cent. I asked how that's even possible because I paid with a debit card. She said "I don't know, I'm new." I don't think she understood my righteous indignation. Probably doesn't have a debit card yet. She called a surly young manager over who tapped a couple buttons and walked away without a word. Has that ever happened to anyone else?